XRP price started a fresh increase above the $2.30 zone. The price is now showing positive signs and might climb above the $2.32 resistance.

• XRP price started a fresh increase above the $2.280 zone.
• The price is now trading above $2.280 and the 100-hourly Simple Moving Average.
• There is a key bullish trend line forming with support at $2.280 on the hourly chart of the XRP/USD pair (data source from Kraken).
• The pair could start another increase if it stays above the $2.250 zone.

The long-standing and controversial question of whether Ripple payments could one day replace the Society for Worldwide Interbank Financial Telecommunication (SWIFT) is gaining renewed attention in the crypto market. A prominent XRP analyst has highlighted a significant shift in the Ripple payment infrastructure that could represent a potential turning point in the crypto company’s bid to challenge SWIFT’s decades-long dominance in global cross-border settlements.  XRP Analyst Unveils Ripple’s Latest Moves In his latest X social media thread, crypto market analyst Pumpius explains how Ripple could eventually supersede SWIFT as a cross-border payment infrastructure and settlement layer for banks. The analyst highlights recent developments that continue to fuel Ripple’s growth and position it as a prime candidate for transforming global financial messaging.  According to Pumpius’s report, Ripple has taken a significant step forward in its bid to transform the global financial system, as recent developments show deepening infrastructure integration. The XRP analyst disclosed that Ripple payments have officially integrated with EUR and GBP International Bank Account Numbers (IBANs), marking a critical evolution in its offering. This suggests that Ripple is no longer just processing payments, but enabling institutional-grade banking functionality within its ecosystem. Through partnerships with OpenPayd, Ripple is granting financial institutions access to programmable dollar liquidity. OpenPayd clients can now mint and burn the Ripple on-chain stablecoin, RLUSD, in real-time. The XRP analyst has called this new development a faster and potentially more efficient programmable USD liquidity on demand. He highlights that this capability also unlocks automated FX, compliance solutions, and seamless cross-border fund movement.  Pumpius describes Ripple’s latest developments as a game-changing moment for blockchain-based finance. Rather than acting as a parallel system, the crypto company is now positioning itself as a new banking layer, built entirely outside the legacy infrastructure, but fully equipped to serve its institutional clientele.   How Ripple Could Replace SWIFT’s Legacy Pumpius’s X report suggests that Ripple’s evolution isn’t limited to just speed or low-cost payments. The core technology behind XRP and Ripple’s APIs aims to replace key functions of the SWIFT network, which currently facilitates interbank financial messaging and settlements globally.  The analyst notes that Ripple’s model delivers what SWIFT does not, including real-time foreign exchange, end-to-end automated banking APIs, instant stablecoin-to-fiat conversion, and settlements via XRP. What makes the potential transition from SWIFT to Ripple even more tangible is the live infrastructure now running behind the crypto payment company’s system.  According to Pumpius, liquidity corridors are no longer theoretical for Ripple, but operational. The company’s stablecoin rails are also highly active, while XRP has evolved from its status as a speculative asset into being used for final settlements in real financial flows. Overall, the integration of IBANs and the launch of RLUSD make Ripple a direct competitor to SWIFT. And as the analyst notes, these developments are more than incremental signs of growth—they mark a potential turning point in Ripple’s goal to replace SWIFT.

XRP remains one of the most actively discussed cryptocurrencies on social media, with expectations that its price has yet to plateau. Things like the Ripple battle with the Securities and Exchange Commission (SEC) coming to an end and Bitcoin expected to resume its uptrend have fueled expectations of the XRP price reaching new all-time highs. However, amid the calls for higher prices, a crypto analyst has warned that a major crash could be on the horizon for the altcoin. Why The XRP Price Will Crash Crypto analyst Xanrox took to the TradingView website to share thoughts on why they believe the XRP price is headed for a massive crash. The analyst explains that after the 600% rally that brought XRP to new 5-year peaks, it has lost steam and could be headed downward. The first thing is the fact that the price has been ranging for years, and even with the price jump back in 2024, Xanrox does not believe that the ranging has ended. This range began in 2017 and even after breaking above $3 briefly, the price remains inside of an ascending triangle, which is bearish at the current level. There is also the fact that the analyst points out that the pump created a large Fair Value Gap (FVG). The thing about FVGs is that they tend to be filled, especially after the price has ranged for as long as XRP has, and unfortunately, the FVG lies towards lower levels. The crypto analyst also calls out the fact that the XRP price is known for making weird moves and taking liquidity from traders while ranging. Historically, XRP has had more down periods than up, suggesting that bears often dominate the cryptocurrency. How Low Can The Price Go? The crypto analyst believes that the XRP price has already topped out, and thus, it’s time for investors to start thinking about exiting their positions. For one, even at $2.1, Xanrox says the price is still extremely high, especially sitting at the top of an ascending triangle. From here, they expect that the price will crash back down toward $0.6, which is where the price started before the 600% increase in 2024, suggesting a 72% decrease in price. For investors who bought into the coin before the rally, the analyst advises that they start thinking about locking in profits at this level. For those who bought after the pump, they speculate that they got in at the top and should be looking to get out at breakeven or even eat a small loss to exit the position. Last but not least, for futures traders, the crypto analyst advises exiting any positions entered before the crash and switching to short positions if they want to make money on XRP.

XRP price started a decent upward move from the $2.20 zone. The price is now correcting some gains and might find bids near the $2.220 zone.

• XRP price started a fresh increase above the $2.220 zone.
• The price is now trading above $2.220 and the 100-hourly Simple Moving Average.
• There is a key bullish trend line forming with support at $2.2250 on the hourly chart of the XRP/USD pair (data source from Kraken).
• The pair could start another decline if it fails to stay above the $2.220 zone.

REX-Osprey’s Solana ETF launched on July 2, with SOL now the third crypto asset to have a spot ETF in the US after Bitcoin and Ethereum. Bloomberg analysts Eric Balchunas and James Seyffart have now suggested that an XRP ETF could be the next to launch.  XRP ETF Next As Solana ETF Goes Live In an X post, Bloomberg analyst James Seyffart suggested that an XRP ETF may be next following the launch of a Solana ETF. This is based on Seyffart and his colleague Eric Balchunas’ prediction that the XRP fund has a 95% chance of approval this year. They had also predicted that a SOL ETF had a 95% chance of approval and that this fund has now launched.  Although not through the conventional structure, REX-Osprey launched the first Solana staking ETF on July 2. This is simply a spot SOL ETF, which will also provide staking rewards to investors. Additionally, the Grayscale Digital Large Cap Fund, which also had a 95% approval odds, has also been approved by the SEC, which puts the XRP ETF in pole position to be next.  Following the approval order for the conversion of Grayscale’s fund into an ETF, market expert Nate Geraci declared that a spot XRP ETF is up next for the SEC’s approval. He predicts that other altcoin ETFs for Cardano and Litecoin will also get the nod from the commission. However, based on Seyffart and Balchunas’ prediction, a Litecoin ETF is the only one that could come before an XRP ETF.  The approval odds for a Litecoin ETF also stand at 95%. Furthermore, the final SEC deadline for the LTC ETF is October 2, just days ahead of the XRP ETF’s final deadline, which is October 17.  Traders Expect XRP ETF Next Polymarket data shows that traders are expecting an XRP ETF before a Litecoin ETF or any other altcoin ETF. Data from the prediction market shows that there is an 87% chance that the XRP fund gets approved by December 31. On the other hand, there is an 86% chance the SEC will approve an LTC ETF by year-end.  Other altcoin ETFs have lower odds of approval by year-end. Seyyfart and Balchunas predicted that there is a 90% chance that Cardano, Dogecoin, Hedera, Avalanche, and Polkadot ETFs get approved this year. Polymarket traders say that there is an 83% and 76% that the Commission approves an ADA and DOGE ETF, respectively.  Meanwhile, Ripple’s decision to drop the cross-appeal against the SEC and potentially end the XRP lawsuit is another reason why experts like Geraci are confident that an XRP ETF will come soon.  At the time of writing, the XRP price is trading at around $2.26, up over 3% in the last 24 hours, according to data from CoinMarketCap.

XRP’s recent rally to $2.30 has been followed by a cooling-off period, with the price falling back to $2.18 after slipping below the short-lived $2.25 support. Although this pullback might raise concern, it comes on the back of a week-long steady increase that took XRP from $1.93 early last week back to the $2.33 resistance level that has held firm in the past 30 days. Crypto analyst CasiTrades shared an updated outlook with a chart to show how a test of the consolidation zone between $2.18 and $2.16 could determine whether XRP reclaims its bullish momentum to $3 or enters into a deeper reset. $2.16–$2.18 Zone Determines XRP’s Direction According to CasiTrades, who posted her technical analysis on the social media platform X, XRP’s recent retest around $2.16–$2.18 is not yet a breakdown, but it marks a defining moment. After reaching $2.30 resistance, the price wasn’t able to hold the $2.25 support level. Instead, it pulled back to retest.  Notably, this zone was previously the top of a major consolidation structure, and holding above it would suggest that XRP is a simple backfill structure after a breakout.  This is a very common pattern where a crypto price rejects a key resistance, retests the initial breakout zone, and resumes the trend if momentum holds. In the analyst’s view, the market needs to respect this range to confirm that XRP is still in breakout mode. The importance of this level is also echoed in the chart shared by the analyst, where a rising wedge intersects with the highlighted horizontal support at $2.1688 around the 0.382 Fibonacci retracement level.  On the other hand, a failure to hold would shift the outlook drastically from a bullish perspective. As noted by the analyst, if the altcoin fails to hold above $2.16, it could initiate a pullback toward $1.90 and potentially invalidate the bullish setup that has been building over the past week. RSI Divergence Points To Higher Chance Of Rebound One of the early encouraging signs for XRP bulls is in the Relative Strength Index (RSI), which has been diverging from price. This is an excellent signal of seller exhaustion, which supports the analyst’s claim that the current move could be more of a cooldown than another crash to $1.90. CasiTrades believes XRP would be ready for its next extension wave if bulls can defend the $2.16 to $2.18 range and reclaim $2.25. The price targets in view are $2.69 and $3.04, both based on Fibonacci levels. The first resistance level is at $2.3027 around the 0.618 Fibonacci extension. This price level is also a milestone for confirming the strength of the rally before a broader move to $3 and possibly above. Interestingly, the altcoin’s price action in the past 12 hours has seen it already reclaiming bullish momentum after bouncing off an intraday low of $2.17. At the time of writing, XRP is trading at $2.27, up by 3.7% in the past 24 hours. This shows that buyers are already working to flip the $2.25 price level.

Crypto analyst Egrag Crypto has predicted that the XRP price could rally to as high as $2.40 soon. He made this prediction based on the altcoin’s breakout above a descending channel and revealed what needs to happen next for it to reach this $2.40 target.  XRP Price Eyes $2.40 With Breakout Above Descending Channel In an X post, Egrag Crypto stated that the XRP price has broken above the descending channel at $2.2. He further remarked that the altcoin now needs to break another descending channel at $2.2962. Once that happens, the analyst declared that the target will be for the token to close above $2.40.  His accompanying chart showed that a successful close above $2.40 would put higher targets, such as $2.55, $2.71, and $2.88, within sight for the altcoin. This could pave the way for the altcoin to reclaim the psychological $3 level and aim for a new all-time high (ATH). The analyst also recently highlighted a ‘W’ pattern, which confirmed that a new ATH was in sight.  Egrag Crypto stated that the price targets with this bullish pattern are $15, $22, and $40, which represent the conservative, average, and optimistic targets, respectively. However, he urged market participants to take their initial capital at lower targets, starting around $6 to $7. He added that they should also secure profits along the way.  XRP Needs To Hold Its Current Level To Stay Bullish In an X post, crypto analyst CasiTrades declared that the XRP price needs to hold above $2.16 to stay bullish. She noted that after reaching the $2.30 resistance, the price wasn’t able to hold the $2.25 support level. Instead, the altcoin is now pulling back to retest the top of the consolidation between $2.18 and $2.16.  CasiTrades affirmed that this isn’t a breakdown, at least not yet, but that this test matters. The analyst explained that this is a critical zone and that holding above it keeps momentum intact. It also confirms that the XRP price is still in a breakout move, not just backfilling a structure. She added that this price action is very common, with a breakout, rejection, quick retest, and then launch. However, for that to happen again, she again stated that $2.16 needs to hold.  If the XRP price fails to hold above $2.16, the crypto analyst warned that it risks a deeper downside and a broader trend reset. This then opens the door for token to drop to the $1.90 support. On the other hand, she claimed that XRP simply needs to flip $2.25 to support, and then the altcoin is set for “$2.69, $3.04, and beyond.” At the time of writing, the XRP price is trading at around $2.19, down in the last 24 hours, according to data from CoinMarketCap.

An AI startup founder and vocal XRP supporter on the social media platform X has offered his long-awaited price prediction for the cryptocurrency. XRP’s price action in recent days has been highlighted by a quick surge to $2.30 on June 30, in what looks like the bulls trying to close the month of June above $2.20. That momentum, however, was short-lived, as the cryptocurrency has slipped back below this level in the most recent two days. Although momentum has not yet returned in full, bullish predictions are still active, and this latest prediction adds another confident voice to the growing chorus of those expecting a significant breakout. XRP Price As High As $20 To $30 Taking to the social media platform, Vincent Van Code, an AI startup founder, offered his personal price outlook for XRP. He explained that while he rarely comments on specific targets, he believes the asset has the potential to reach between $30 and $50.  However, it is important to note that this reasoning is not rooted in technical analysis, but rather in belief and long-term conviction based on XRP’s current price trajectory. Furthermore, he noted that his investment in XRP is shaped by this personal view of a $20 to $30 price target and admitted he cannot predict the timing of such a rally. The details of how the journey plays out to this price target are far less important than the eventual outcome.  It is clear that the ultra-bullish price prediction is not intended to persuade or convince others. However, it shows the confidence some traders have in XRP’s future price. It also resonates with many predictions from other crypto participants regarding XRP, both in terms of technical and fundamental analysis. Familiar Price Predictions Within The Altcoin’s Circle This prediction aligns with a broader sense of optimism often found among XRP supporters. Although some critics continue to argue that price targets of $30 or more are unrealistic, especially due to its huge circulating supply,  many in the XRP community continue to see such price targets as attainable.  The beliefs of extravagant XRP price targets are often based on its fundamentals, mostly on expectations of widespread adoption in cross-border payments and institutional adoption of the cryptocurrency. In fact, one analyst pointed to this as the reason why the XRP price will surge above $1,000, stabilize at this level, and eventually become very expensive.  Technical analysis from crypto analyst JackTheRippler pointed to an incoming price target above $30 for XRP. In a similar vein, a recent technical analysis by popular crypto analyst EGRAG CRYPTO shows that the altcoin is on track to climb above $9.5 and reach as high as $37.5. XRP rallied to as high as $2.30 on June 30, and then reversed to an intraday low of $2.15 in the past 24 hours. At the time of writing, XRP is trading at $2.19. 

The Ripple Vs. SEC lawsuit is nearing a conclusion following the crypto firm’s decision to drop its cross-appeal. Now, a crypto commentator has drawn the XRP community’s attention to July 3 as an important date to look forward to, as the SEC also moves to drop its appeal.  All Eyes on July 3 as Ripple vs. SEC Lawsuit Concludes In an X post, crypto commentator Captain Redbeard declared that July 3 is the moment of truth, with the SEC set to have a closed-door meeting on that day. He noted that Ripple has dropped its cross-appeal and that the Commission’s next move could end it all. Captain Redbeard added that if the agency follows through in dropping its appeal in the Ripple vs. SEC lawsuit, XRP is about to rip. He then remarked that game-changing clarity is within reach.  Bitcoinist reported that Ripple CEO Brad Garlinghouse had announced that his firm was dropping its cross-appeal. He also mentioned that the SEC is expected to do the same, as they promised initially. However, the agency is expected to have a Commissioner’s vote before it drops the appeal in the Ripple vs. SEC lawsuit.  However, contrary to Captain Redbeard’s opinion, ex-SEC lawyer Marc Fagel has clarified that July 3 isn’t necessarily concerning the vote on whether to drop the appeal. In an X post, Fagel noted that the proposed closed-door meeting happens every week and that the agenda is confidential. As such, it is impossible to know whether they will vote to drop the appeal in the Ripple vs. SEC lawsuit at that meeting.  The legal expert further remarked that the vote to dismiss the appeal could happen any Thursday in the future. He added that they could also approve the dismissal through a completely different mechanism.  What Needs To Be Done Before The Lawsuit Can End In another X post, Marc Fagel gave a breakdown of what needs to happen before the Ripple vs. SEC lawsuit can finally end. He stated that the Commission likely still needs to vote to dismiss the appeal. Once that is done, then both parties will need to submit papers dismissing their respective appeals, after which the district court’s order goes into effect.  Fagel explained that these procedures could take several weeks or more. However, it could be expedited, and so, there is no set timeframe. Meanwhile, he suggested that the XRP community shouldn’t get their hopes up about a vote to drop the appeal in the Ripple vs. SEC lawsuit happening on July 3.  The lawyer stated that it is almost certain that they won’t vote on this on Thursday. He admitted that he isn’t privy to the confidential agenda but that voting on the appeal would be highly unusual.  At the time of writing, the XRP price is trading at around $2.22, up in the last 24 hours, according to data from CoinMarketCap.

On the 4-hour chart, XRP is showing signs of coiling up for a breakout. The structure remains intact, as long as the broader market doesn’t break down, the chart looks primed for an upward move. Launchpad Is Set – XRP Bulls Are Waiting For Confirmation XRP is approaching a pivotal moment on the chart, according to SquirtleCharts’s post on X, and the key resistance level at $2.23 is acting as the gatekeeper. If it breaks above this level with strength and follow-through, it could unlock a rapid move toward $2.32, and from there it could surge to $2.65. The structure is bullish, the altcoin has formed a solid base, momentum is building, and the price action is coiling within a framework. The launchpad is ready, but without an upward move in volume, the breakout could face rejection at the resistance zone. Pinnacle_Crypto revealed that XRP is showing a bullish setup on the daily chart, currently trading within a descending wedge pattern, a formation associated with trend reversals and breakouts. The price has bounced strongly from the key support zone near $2.10, which also aligns with the 200 Exponential Moving Average (EMA), a technical level that acts as a dynamic support in trending markets. Currently, XRP is aiming for a 25% move to the upside, with the next resistance target at around $2.85. A break above the descending wedge resistance could confirm the move and trigger further upside. It is consolidating within a symmetrical triangle pattern on the daily chart, a setup that precedes high-volatility breakouts. Price action is tightening, and with each dip bought up, FOMOwiz outlined that buying pressure is increasing, pointing to ongoing accumulation. Momentum is building as altcoin compresses near the triangle. The structure suggests that a breakout is looming, and if bulls seize control, the price could surge toward the resistance at $3.35. Triangle Pressure Building — XRP Prepping For A Breakout XRP is in a critical accumulation phase on the 2-day chart, coiling within a massive triangle. This pattern is tightening price action where buyers and sellers reach a temporary balance, and heavy accumulation suggests that smart money is preparing for a move. CRYPTOMOJO_TA mentioned that Q3 is underway, and momentum could pick up dramatically, propelling price toward the $4.60 resistance level. Another analyst, James, pointed out a striking similarity between the 2-week chart and the patterns observed during the 2017 bull run. The structure mirrors the giant accumulation triangle that formed back then, followed by a breakout pump that surges price into new highs, the same symmetrical triangle re-accumulation is now taking shape. Based on the chart pattern, James anticipates a final pump in price targeting a range between $4.5 and $5.4.