XRP price started a fresh increase above the $2.30 zone. The price is now showing positive signs and might climb above the $2.32 resistance.

• XRP price started a fresh increase above the $2.280 zone.
• The price is now trading above $2.280 and the 100-hourly Simple Moving Average.
• There is a key bullish trend line forming with support at $2.280 on the hourly chart of the XRP/USD pair (data source from Kraken).
• The pair could start another increase if it stays above the $2.250 zone.

A long‑time figure in the world of digital money and a noted XRP advocate stepped out of the shadows this week, sparking fresh chatter among investors and developers alike. Arthur Britto, who co‑founded Ripple Labs in 2012, broke a 14‑year silence with a single emoji on X. That tiny message carried big weight. His name rarely surfaces in headlines, but his work helped build XRP into one of the top assets by market value. Impact Of A Secretive Founder According to reports, Britto kept a low profile while helping craft the XRP Ledger’s code. He holds a 2% stake in XRP under a deal made when the company launched. That slice of holdings could be worth billions if the token’s price ever climbed high enough. Some in the market worry that if Britto ever sold even part of that stake, it might send prices tumbling. HE CO-CREATED THE XRP LEDGER. HE HOLDS 2% OF ALL XRP. HE’S NEVER BEEN SEEN IN PUBLIC. Arthur Britto might be the most important figure in crypto you’ve never heard of. Let’s dive into the mystery. pic.twitter.com/xKyiYXIpGY — All Things XRP (@XRP_investing) July 5, 2025 The Satoshi Connection Based on reports, comparisons to Bitcoin’s creator have swirled around Britto for years. Some fans point to the fact that Satoshi Nakamoto’s last known post came just as the XRP Ledger went live. That timing alone has led people to whisper that Britto could be Satoshi under a different name. No proof supports that idea. Experts say it’s more likely just a coincidence. Britto’s lone emoji on X was verified by Ripple CTO David Schwartz. That confirmation set off a wave of theories about what might come next. Some speculated a new protocol update. Others thought it hinted at a partnership or a fresh product launch. So far, nothing public has followed the post. Behind The Scenes At PolySign While he stayed away from interviews, Britto never stopped working. He co‑founded PolySign, a crypto custody firm that now operates under Ripple Custody. That arm provides secure storage for institutions holding digital coins. Based on filings, PolySign handled an estimated $1.5 billion in assets last year. Its integration into Ripple’s services shows Britto’s influence lives on, even if his name doesn’t show up on conference schedules. Future Moves And Market Watch With XRP trading near its recent range, some investors say they’re watching for any hint of action from Britto’s wallet. Price targets in the community sometimes stretch to $10,000 per XRP. Those figures come without verification, and many traders treat them as wishful thinking. Still, a lot can happen if even a fraction of Britto’s holdings moves. Featured image from Meta, chart from TradingView

The evolution of Web3 banking is starting. XRP is applying to become a bank in the latest Ripple SEC news. So should I sell my house to buy more XRP? Short answer: NO, but the price is in a crucial position. After briefly spiking to $2.32, XRP has slipped toward the $2.25 range.  Price action is tightening along the lower Bollinger Band, pointing to volatility compression. That’s typically a precursor to a major move, and right now, the bias is leaning south. If we won’t moon today, when will we moon then? The world’s new bank won’t look like a building.
It will look like code.
It will sound like silence.
And it will settle in XRP. pic.twitter.com/cK4Mu9yU3p — ᴍᴇʀʟɪɴ ᴛʜᴇ ᴡɪᴢᴀʀᴅ (@MerlinXRP) July 3, 2025 DISCOVER: 20+ Next Crypto to Explode in 2025 Death Cross and MACD Add Bearish Pressure Ripple Labs is making a play for Wall Street legitimacy. A July 2 filing with the U.S. Office of the Comptroller of the Currency seeks a national bank charter that would let Ripple operate as a federally regulated trust bank. If approved, it puts XRP in the running for institutional-grade use, from cross-border payments to potential stablecoin infrastructure. 99Bitcoins analysts see the move as a strategic end-run around slow-moving crypto regulation, potentially clearing a path for Ripple to secure Fed master account access and an eventual XRP spot ETF. In short: bros, it’s only just beginning for us. Long-term, it could mean a solid tradfi-defi integration for XRP with more liquidity management and use cases for the token. (XRPUSDT) Conversely, technical indicators aren’t doing XRP bulls any favors. A “death cross” recently formed on the daily chart, with the 20-day moving average crossing below the 200-day. That’s historically a bearish signal, often followed by extended downside. At the same time, the MACD has flipped negative, crossing beneath the signal line. DISCOVER: Best Meme Coin ICOs to Invest in 2025 Head and Shoulders Pattern Raises Breakdown Risk Adding to the short-term bear case, XRP is flashing a head-and-shoulders pattern on the daily chart. If $2.23 gives out, the next stop could be $2.20 or lower, with $2.15 waiting in the wings. Volume has also dried up since the last rally. Lower timeframes show more of the same. XRP’s been boxed between $2.25 and $2.35 for hours now. A brief bounce off $2.26 got smothered at resistance, suggesting the bulls may be losing steam. XRP pump did NOT die she’s taking a breather, there’s a difference — danny (@defiphvntom) July 7, 2025   Despite recent weakness, the broader trend still favors the bulls. The daily chart shows a series of higher lows since XRP bottomed at $1.908, and the 10 to 100-day EMAs continue to flash buy signals. However, the 200-day SMA now sits above current price at $2.36, acting as a lid on further upside. XRP on the Edge: $2.25 or Bust XRP keeps climbing out of its $1.90 bottom, marking higher lows and clinging to buy signals from short and mid-term EMAs. Yet the 200-day simple moving average, now at $2.36, isn’t budging. If support at $2.25 breaks with conviction, the structure risks unwinding toward $2.20 or lower. On the other hand, a bounce with volume could reignite momentum and set up another test of the $2.35–$2.40 range. Traders should watch $2.25 like a hawk because it’s the fulcrum for what happens next. EXPLORE: Tether CEO Paolo Ardoino Hopes For Net Positive From US Elections, Says Bitcoin Strategic Reserve Is A Great Idea: 99Bitcoins Exclusive Join The 99Bitcoins News Discord Here For The Latest Market Updates Key Takeaways

• TXRP is applying to become a bank in the latest Ripple SEC news.
• Despite recent weakness, the broader trend still favors the bulls. The daily chart shows a series of higher lows since XRP bottomed

• XRP lawyer Deaton revealed direct conversations with Linqto’s leadership and stakeholders, uncovering mixed reactions, some alleging fraud by founders Bill and Vicki Sarris.
• Deaton assured that customer investments in pre-IPO firms like Ripple and Circle are intact, with Ripple shares now valued around $800 million and Circle investments reportedly yielding a 6x return.

• Ripple moves to become a full-service bank, cutting out intermediaries and eyeing direct Fed access.
• If granted the charter, XRP may shift from speculative asset to core infrastructure in banking.

What Happened to XRP Price?$XRP has shown resilience around the $2.10 mark, bouncing from this level five times in the last month. The latest rally pushed XRP toward $2.25, but the coin has stalled below $2.30 resistance.XRP/USD 4-hours chart - TradingViewThe RSI indicator is flat, showing neutral momentum, while horizontal support and resistance levels are clearly defined. With price currently at $2.215, XRP remains in a tight range, awaiting its next catalyst.XRP Coin Analysis: Will XRP Price Sustain for the Next Week?The 4-hour chart highlights a strong demand zone near $2.10. The price has bounced from this level repeatedly, reinforcing its importance. However, every test of the $2.30 ceiling has been rejected.As long as XRP remains between $2.10 and $2.30, the bias is neutral. A breakout above $2.30 could send XRP toward $2.50 quickly, while a breakdown below $2.10 would bring $2.00 and possibly lower into view.The RSI (currently 48.43) is leaning slightly bearish but not in oversold territory, suggesting the market is waiting for a trigger.XRP Price Prediction: Should You Buy XRP?XRP remains in a consolidation phase, but this coil could explode in either direction. Short-term traders may wait for a break of $2.30 to confirm bullish continuation or a drop below $2.10 to signal weakness.XRP/USD 4-hours chart - TradingViewMedium-term investors may consider buying dips toward $2.10, as historical bounces from this level have been reliable. A break above $2.30 would likely open the door to $2.50 and beyond.How to Buy XRP on OKXReady to invest in $Ripple before the next big move? Use this link to benefit from receiving 10€ in bitcoin.
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• Whale addresses offload 600 million XRP in one day.
• Long-term holder activity hits 7-month high.
• Resistance at $2.27 remains key barrier for next move.

The long-standing and controversial question of whether Ripple payments could one day replace the Society for Worldwide Interbank Financial Telecommunication (SWIFT) is gaining renewed attention in the crypto market. A prominent XRP analyst has highlighted a significant shift in the Ripple payment infrastructure that could represent a potential turning point in the crypto company’s bid to challenge SWIFT’s decades-long dominance in global cross-border settlements.  XRP Analyst Unveils Ripple’s Latest Moves In his latest X social media thread, crypto market analyst Pumpius explains how Ripple could eventually supersede SWIFT as a cross-border payment infrastructure and settlement layer for banks. The analyst highlights recent developments that continue to fuel Ripple’s growth and position it as a prime candidate for transforming global financial messaging.  According to Pumpius’s report, Ripple has taken a significant step forward in its bid to transform the global financial system, as recent developments show deepening infrastructure integration. The XRP analyst disclosed that Ripple payments have officially integrated with EUR and GBP International Bank Account Numbers (IBANs), marking a critical evolution in its offering. This suggests that Ripple is no longer just processing payments, but enabling institutional-grade banking functionality within its ecosystem. Through partnerships with OpenPayd, Ripple is granting financial institutions access to programmable dollar liquidity. OpenPayd clients can now mint and burn the Ripple on-chain stablecoin, RLUSD, in real-time. The XRP analyst has called this new development a faster and potentially more efficient programmable USD liquidity on demand. He highlights that this capability also unlocks automated FX, compliance solutions, and seamless cross-border fund movement.  Pumpius describes Ripple’s latest developments as a game-changing moment for blockchain-based finance. Rather than acting as a parallel system, the crypto company is now positioning itself as a new banking layer, built entirely outside the legacy infrastructure, but fully equipped to serve its institutional clientele.   How Ripple Could Replace SWIFT’s Legacy Pumpius’s X report suggests that Ripple’s evolution isn’t limited to just speed or low-cost payments. The core technology behind XRP and Ripple’s APIs aims to replace key functions of the SWIFT network, which currently facilitates interbank financial messaging and settlements globally.  The analyst notes that Ripple’s model delivers what SWIFT does not, including real-time foreign exchange, end-to-end automated banking APIs, instant stablecoin-to-fiat conversion, and settlements via XRP. What makes the potential transition from SWIFT to Ripple even more tangible is the live infrastructure now running behind the crypto payment company’s system.  According to Pumpius, liquidity corridors are no longer theoretical for Ripple, but operational. The company’s stablecoin rails are also highly active, while XRP has evolved from its status as a speculative asset into being used for final settlements in real financial flows. Overall, the integration of IBANs and the launch of RLUSD make Ripple a direct competitor to SWIFT. And as the analyst notes, these developments are more than incremental signs of growth—they mark a potential turning point in Ripple’s goal to replace SWIFT.

XRP is inching toward what could be its most consequential technical inflection in more than a year, according to the June 3 video analysis from the YouTube channel More Crypto Online (MCO). Employing classical Elliott-wave mapping, the analyst argues that XRP has been building a five-wave advance ever since the market reset in July 2023 and is now attempting to ignite the terminal “fifth” wave—a rally that, if it unfolds under euphoric conditions, could extend as far as $9. How The Roadmap Is Built For XRP “We might be in a process of upside reversal… It’s like a now-or-never moment,” the commentator told viewers, stressing that breakouts are usually obvious only after large portions of the move are already spent. In Elliott wave terminology the market is said to be preparing for a smaller-degree third wave inside the larger fifth, “normally the most aggressive one,” he noted, pointing to the explosive impulse that followed a similar set-up last year. On MCO’s primary chart the July 2023 trough serves as the wave-four low of an even larger advance. From there, a series of lower-degree one-two formations appears to have carried XRP into wave three and, more recently, into a sideways, three-legged correction that completed in April. “We have a wave 1, a wave 2, a wave 3, the wave 4, and maybe this is now the fifth wave that’s unfolding,” he explained, adding that wave four’s depth and duration were textbook for a counter-trend pause. To translate wave counts into price objectives the analyst measured waves 1 through 3 and projected the classic 61.8 percent Fibonacci extension from the bottom of wave 4. That calculation yields $6.20 as a “straightforward” fifth-wave target. The same measurement’s 78.6 percent extension sits at roughly $9.00, a level the commentator said “sometimes materialises in a very euphoric fifth wave.” Before any discussion of $5-plus prices becomes actionable, XRP must clear a cluster of near-term hurdles. The analyst identifies the $2.30–$2.40 range as the first structural ceiling; it coincides with a descending trend-line that has capped every rally since March and with the 100-day exponential moving average. The shorter-time-frame wave count shows why this band matters. From the 7 April swing low the market printed a clear five-wave micro-structure, implying that a fresh up-trend may already be underway. Yet, as the analyst cautioned, “We still have to clear all these previous swing highs… We’ve got resistance in this area around $2.30, structurally $2.40.” A decisive break above that shelf would validate a sub-wave (iii) target around $3.30–$3.50, the January swing-high zone the video calls “the next level.” Bearish Scenario For XRP Every Elliott-wave blueprint comes with an invalidation level. In the MCO model the entire fifth-wave scenario survives only if price holds above the April nadir—the start of wave 1 in the current one-two set-up. At the micro level the bulls must also defend what the video labels “the $1.99 support area.” A deeper retracement to $1.60 (the “red dotted line”) could be tolerated inside an extended wave 2, but any sustained trade beneath that mark would probably mean wave 4 is still developing, pushing back the timetable for a breakout. “As long as we’re holding above the April low, this pathway higher remains valid and plausible,” the analyst reiterated. Conversely, a failure there would force a re-evaluation of the entire count. Although the headline $9 print grabs attention, the analyst is clear that such an extension presupposes an extreme sentiment shift. Historically XRP’s rallies have often stalled near the 61.8 percent projection, and the channel’s host reminds viewers that “market sentiment” ultimately decides whether the 78.6 percent extension is reachable. For now the focus is squarely on securing an impulsive close above $2.40 and then on challenging the mid-$3 region. Only once that campaign succeeds will the discussion move seriously toward $5.65, $6.20 and, in a parabolic climax, the high-single-digit zone. At press time, XRP traded at $2.23.

Proponents of XRP are stepping up their pitch this week, calling the token “one of the greatest wealth transfers in history.” They argue it’s more than just another crypto. You’ll hear claims that XRP is already reshaping global finance and leaving old systems in the dust. According to influencer Coach JV, Ripple is building a whole new rails for money. He says XRP isn’t here to compete with banks. It’s here to replace them. He points out that transactions on the XRP Ledger settle in 3–5 seconds and cost fractions of a penny. That beats SWIFT transfers, which can take days and cost up to $50 per payment. XRP still trades around $2,25 but that figure, he argues, won’t stay low for long if the token keeps winning regulatory approvals and new partners. XRP is the most disruptive financial technology of our lifetime. Ripple isn’t just competing with the banking system, it’s replacing it. The old system is dead. The new financial rails are being laid right before your eyes. Stay asleep and you’ll miss the greatest wealth transfer… — Coach, JV (@Coachjv_) July 2, 2025 Ripple’s Technology Versus Legacy Rails Based on reports, RippleNet now counts more than 300 financial institutions in its network. Yet daily on‑chain volumes for XRP hover around $1 billion—small next to global cross‑border flows of roughly $150 billion per day. Banks are testing the tech, but most haven’t shifted large sums yet. That gap between tests and real‑world use is one reason XRP’s price has stayed below its all‑time high for seven years. Push For Regulatory Clarity XRP backers are watching the US carefully. They see growing buzz around spot XRP ETFs. Analysts like Eric Balchunas have given those filings up to 95% odds of approval by year‑end. If an ETF hits a US exchange, they say, more money will pour in. Ripple has also been chasing money‑transmitter licenses in Europe and Asia. Every new license, they believe, brings Ripple a step closer to mainstream use. Community Calls For Patience Coach JV keeps telling followers not to panic over a stagnant price. He uses phrases like “greatest wealth transfer in history” to drive home his point. In an earlier tweet, he promised “unimaginable wealth” for anyone who holds on. Other voices, such as commentator Edoardo Farina, point out that only about 1 to 2 million people hold XRP today. That number, they say, leaves room for 100 million or more newcomers—and more buyers often means higher prices. Analysts Caution Over Hype Even so, some experts urge caution. They note that bold forecasts don’t guarantee buy‑in from big banks or regulators. An ETF approval won’t force funds to rush in overnight. And test programs don’t always turn into full rollouts. For now, XRP remains a high‑risk play. Investors should track on‑chain metrics and regulatory milestones before getting swept up in the hype. Featured image from Meta, chart from TradingView